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APR, fees, terms and repayment, explained one offer at a time.
Starling Personal Loan: Fast App Access, £5,000 Ceiling
Starling loans run from £500 to £5,000 at 8.9%–24.9% APR, with short terms and access limited to current-account customers.
Halifax Personal Loan: Competitive Rates, Limited Proof
Rates run from 3.9% to 24.9% APR on £1,000–£50,000, but Halifax’s unavailable page makes fees and eligibility harder to verify.
Novuna Home Improvement Loan: Long Terms, Real Trade-Offs
Borrow £1,000 to £25,000 over up to 10 years, but check the representative APR and total repayment before applying.
Halifax Personal Loan: Competitive Rates, Limited Proof
Rates run from 3.9% to 24.9% APR on £1,000–£50,000, but Halifax’s unavailable page makes fees and eligibility harder to verify.
Novuna Home Improvement Loan: Long Terms, Real Trade-Offs
Borrow £1,000 to £25,000 over up to 10 years, but check the representative APR and total repayment before applying.